If you have been financially affected by COVID-19, you may be eligible for:

Unemployment insurance

If you lost your job or had your hours reduced, you may be eligible to receive Unemployment Insurance benefits. Find out if you’re eligible and how to apply.

See more resources for people who have lost income on our Workers page.

Eviction protection

You cannot be evicted before February 1, 2021 if you owe rent due to a coronavirus-related hardship between March 4 – January 20, 2021. You must provide a declaration of hardship demonstrating your inability to pay. If you are unable to pay your rent due to a coronavirus-related hardship between September 1, 2020 – January 31, 2021, you must also pay at least 25 percent of the rent due to avoid eviction. Visit our Housing page to learn what your declaration should include.

Rent is still due and evictions can still occur. There may be additional local protections against eviction. Check with your county or city to find out. Renters in California who cannot pay their rent because of COVID-19-related hardships and should know their rights. Visit Housing is Key for more information.

Mortgage relief 

Foreclosure protection is available through the federal Coronavirus Aid, Relief and Economic Security (CARES) Act for homeowners or small landlords who have federally-backed mortgages.

Those who do not have federally-backed loans can contact their loan servicers to request forbearance. Your lender must provide detailed reasons if they deny your forbearance request. You can contest a denial.

Find more mortgage help and how to get it on our Housing page.

Food assistance

If you or someone you know needs help getting food, see our Getting food page.

Utility payment grace periods

Many utility providers are not shutting off services due to non-payment. Check with the California Public Utilities Commission for more information.

The Water Board restricts the shut off of water during the COVID crisis. Report any water shutoff or reconnect issue at COVID-19 Water Shut-Off Complaint Report.

No credit score changes

If you are taking advantage of COVID-19 financial relief, late or missed payments will not be shared with credit reporting agencies.

Questions and answers