If you have been financially affected by COVID-19, you may be eligible for:
- Unemployment insurance
- Paid family leave
- Disability Insurance
- Relief from financial institutions
- Statewide moratorium on evictions
- Student loan relief
If you lost your job or had your hours reduced, and meet eligibility requirements, you may be eligible to receive Unemployment Insurance (UI) benefits from California’s Employment Development Department (EDD). Learn what type of benefits you qualify for and how to apply for them.Guide to applying for unemployment benefits
California Eviction Moratorium
California issued a statewide moratorium on residential evictions for renters who cannot pay their rent because of COVID-19 related economic hardships. The moratorium went into effect on March 27 and is valid through May 31, 2020.
If COVID-19 has impacted your ability to pay all or part of your rent, you should:
- Explain your financial situation to your landlord and relay how much you are able to pay
- Save all financial documents
- Pay as much of your rent as you can
If your landlord is attempting to evict you for not paying rent and you took all of the above steps, contact a local legal aid provider.
Relief from financial institutions
The State of California is working to soften the financial impact of COVID-19 on residents who are struggling to pay their mortgage and bills. Citigroup, JP Morgan Chase, US Bank, Wells Fargo, and nearly 200 state-chartered banks, credit unions, and servicers have committed to providing relief for consumers and homeowners in California.
Under the Governor’s proposal, Californians who are struggling with the COVID-19 crisis may be eligible for the following relief after contacting their financial institution:
90-day grace period for all mortgage payments
If you are impacted by COVID-19, these financial institutions will offer mortgage-payment forbearances of up to 90 days, which allow you to reduce or delay your monthly mortgage payment. In addition, they will:
- Give you a streamlined process for requesting forbearance for COVID-19-related reasons, supported with available documentation;
- Confirm approval of and terms of forbearance program; and
- Provide you the opportunity to extend your forbearance agreement if you continue to experience hardship due to COVID-19.
Relief from fees and charges for 90 days
For at least 90 days, financial institutions will waive or refund mortgage-related late fees and other fees including early CD withdrawals.
No new foreclosures for 60 days
Financial institutions will not start any foreclosure sales or evictions.
No credit score changes for accessing relief
If you are taking advantage of this COVID-19-related relief, late or missed payments will not be shared with credit reporting agencies.