If you have been financially affected by COVID-19, you may be eligible for:
- Unemployment insurance
- Eviction protection
- Mortgage relief
- Small business and employer relief
- Food assistance
- No credit score changes
- Available if you lost your job or had your hours reduced
- Provides cash payments based on past earnings
- Maximum of 59 weeks of benefits while the federal CARES Act is in effect
In December 2020, the federal government passed legislation providing an additional 11 weeks of benefits. This is in addition to the additional 13 weeks of unemployment benefits that was part of the CARES Act. The legislation also includes a $300 per week supplement to unemployment benefits.
Apply for benefits through the Employment Development Department.
More resources for people who have lost income are available on our Workers page.
- Available to anyone with a coronavirus-related hardship, like loss of or reduction income
- Prevents you from being evicted if you declare your hardship
- Protection runs through February 1, 2021
Visit our Housing page to learn what your hardship declaration must include.
Rent is still due and evictions can still occur. You may benefit from additional city or county protections against eviction depending on where you live.
- Available to homeowners or landlords who own 3 or fewer residential properties
- Prevents your property from being foreclosed on if declare a COVID-related hardship
- Protection length varies depending on program
If you have a federally-backed mortgage, foreclosure protection is available through the federal Coronavirus Aid, Relief and Economic Security (CARES) Act. These protections last through January 1, 2023.
If you do not have a federally-backed loan, the Homeowner Act provides protections for homeowners and small landlord borrowers. Contact your loan servicers to request forbearance. Your lender must provide detailed reasons if they deny your forbearance request. You can contest a denial. These protections cover forbearance denials made through April 1, 2021.
Find more mortgage help and how to get it on our Housing page.
Small business and employer relief
California and the federal government are providing broad assistance to small businesses and employers impacted by COVID-19.
Visit our Businesses and employers page for available assistance.
- Available to anyone who needs help getting food for any reason
- Resources include government programs and nonprofits like food banks
- Benefit availability varies by program
If you or someone you know needs food benefits, see our Getting food page.
No credit score changes
- Available to all Californians
- Automatically prevents late or missing payment info from being shared with credit reporting agencies
This protection is available without any action on your part.